A common risk transfer strategy involves obtaining additional insured status as another means of securing the promise of indemnification.  However, an additional insured’s coverage is circumscribed by the terms of the endorsement that affords such status as well as the terms and conditions of the policy.  Additional insured disputes are at the heart of many multi-party lawsuits, and Dodson Gregory has extensive experience determining what coverage is, and is not, due to additional insureds.